identity. Brink's Prepaid Mastercard does not require a credit check, so approval is guaranteed. of a check or other direct payment method. For We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. 6,000,608 and 6,189,787. The owner of this website may be compensated in exchange for featured placement of certain And look at all the freebies you get: Free direct deposit. You can receive up to 50 percent discounts on prescriptions with major pharmacies with a printable discount card if you choose to join the medical discount plan provider location service included with your card. Fraud prevention However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. theYear = now.getYear(); The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. editorial integrity, The Brink's Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. Get a free consultation from a leading tax expert, in Their use does not signify or suggest the endorsement, The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Bankrate.com is an independent, advertising-supported publisher and comparison service. There is a reload fee of up to $3.95 fee every time you reload the card. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. the Average Daily Balance which is $1,000.00 or less will be 4.91%. Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. Fee is assessed to transferor's account when the transfer is The APYs were accurate as of var now = new Date(); var balanceDate = now.getMonth() + "/01/" + now.getFullYear(); document.write(balanceDate);. , so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. Plus, the app is optimized for . The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. It's a 16-digit number and CVV code that are tied to an account. Brink's is founded on a heritage of trust and a reputation as the most reliable name in the industry. The APYs were accurate as of However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. Brink's secures valuables around the world. However, if used correctly, it can be handy in a bind and help people financially establish themselves before graduating to checking accounts and secured credit cards. Make five (5) transactions of at least $5 in one month for a chance to win, Each additional transaction of at least $5 earns an additional entry, Monthly drawings for $100, $250 and $500 prizes, Get access to your account wherever you are. The Self Credit Builder Account marries the features of an installment loan, savings account and secured credit card to help people start their credit-building journey and establish positive financial habits. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. From bill pay to a mobile app, text alerts to a purchase cushion, the Brinks reloadable debit card is one of our top rated prepaid cards. Walmart MoneyCard. Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. Certain products and services may be licensed under U.S . Approval review usually takes 3 to 5 minutes To order a Card, provide your name, mailing address and email address. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Our experts have been helping you master your money for over four decades. Best Prepaid Credit Cards & Debit Cards of 2023 - CreditCards.com While the Brinks Prepaid Mastercard is a solid option, you can find better rewards and fewer fees with other prepaid credit cards or a debit card. Because Savings No charge for this service, but your wireless carrier may charge for messages or data. processed. Skip to content. Its hard to steer clear of these fees, especially considering the list of situational costs like a 4 percent foreign transaction fee, $5.95 90-day inactivity fee and even a $4.95 fee for a custom picture on your card. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. No Minimum Balance, No Late Fees - because this is not a credit card to see your driver's license or other identifying information. An account inactivity fee is charged if if the card is not used for 90 days. Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance. So you can avoid interest payments, bounced checks, or overdraft fees. service provider and read the information they can provide. Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. However, if used correctly, it can be handy in a bind and help people. Brink's Prepaid Mastercard Review - AllCards.com Features 10.0/10. Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. Take cash to any of the over 130,000 Reload Locations in the Netspend Reload Network to fund your Card.3. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! Early If youve decided a prepaid credit card is the perfect payment choice but you might not use it often enough to justify a monthly fee, then the Brinks Prepaid Mastercard and its pay-as-you-go plan could be a great fit. More from our insights library: The True Costs of Manual Cash Management Manual cash management costs businesses time and money. The account earns a whopping up to 5 percent APY, but only up to a tiny $1,000 balance (4.91 percent variable interest rate). Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. Unlike credit cards, however, they don't work on credit. For a complete list of fees, please refer to the fee schedule in the Cardholder Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score. Copyright 2023 SuperMoney, LLC. Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. (CT) brinksmoneypayroll@brinksinc.com www.brinkspayrollcard.com CompuSafe Customer Support numbers. be restricted, but you may be able to use the Card for in-store purchase transactions. but you may be able to use the Card for in-store purchase transactions. See the How to find routing and account number on my Brinks prepaid Mastercard Any opinions, analyses, reviews or recommendations expressed here are those of the authors alone, This is a third-party fee and is subject to change. transactions!5. No minimum balance necessary to open Savings Account or obtain the yield(s). The interest rates and APYs of each tier may change. Territories, including Guam and Puerto Rico, and where prohibited by law. What Is Brinks Prepaid Mastercard? You are always on the go. Our goal is to give you the best advice to help you make smart personal finance decisions. The Brink's Prepaid Mastercard provides cardholders with an easy way to pay and manage money prior to opening a credit card or secured card account. 3 Fee may be assessed by reload location and may vary from location to location. For example, the American Express Serve Cash Back prepaid card earns unlimited 1 percent cash back on all purchases in exchange for a $7.95 monthly fee. Personal Loan Vs. Line Of Credit: Which Is Better? Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). 5 No charge for this service, but your wireless carrier may charge for messages or data. A Red Ventures company. See online custom card FAQs and the Fee Schedule in the Cardholder Agreement. Check the banks website for the most current information. Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. See the Does Refinancing Your Car Loan Hurt Your Credit Score? Would you recommend Brink's Prepaid Mastercard to your friends? The maximum allowable savings account balance is $5,000. ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . Republic Bank & Trust Company is not affiliated in any way with this optional offer and does not endorse or sponsor this offer. reduce the interest earned on the Savings Account. PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. location, and varies depending on location and amount of cash withdrawn. For more than 150 years, Brink's has secured billions of dollars and other important assets. When your highest-paid employees spend time handling cash, your business loses time and money. Its not a long-term option, but is a great short-term solution. Managing your money wherever, whenever. family Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Use of Card Account also subject to fraud * Find surcharge free ATMs. There's no interest or late fees because it's not a credit card. Read More Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders identity. The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. Brink's Money Paycard on the App Store But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. Certain products and services may be licensed under U.S. Patent Nos. For example, it provides free withdrawals at 30,000+ MoneyPass ATMs ($3.95 at others). How It Works | Brink's Money Prepaid Mastercard 16 Best Prepaid Debit Cards with No Fees (2023) - CardRates.com How to Find a Money Transfer Service Near Me? These are some of the most common fees associated with the use of your Card. What Bank Is Brinks All Access? - Mastery Wiki The company you trust offers you the features and benefits you deserve to create a more convenient way to bank. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go - Find surcharge free ATMs. Intro Offer: Unlimited Cashback Match - only from Discover. With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. 2023 Reviews: Brinks Prepaid Mastercard Review (See Ratings) When you activate your Brink's Money Prepaid Mastercard and verify your identity, you get more than a Card. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us Starts 2/1/21. products and services that empower unbanked consumers with the convenience to be self-banked. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. When filing your taxes, put your Routing Number and Account Number in the designated fields (shown below) and indicate 'Checking' as the account type. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. All other trademarks and service marks belong to their owners. 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider All other trademarks and service marks belong to their owners. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. Compare its features and fees in our detailed review. The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. Brinks costs $39.99 to $49.99 a month, depending on which plan you choose. 6 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. Netspend Corporation.All rights reserved worldwide. Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Which certificate of deposit account is best? The Brinks Mastercard is a prepaid card designed for day-to-day purchases. 4% of the U.S. Dollar amount of the purchase transaction. Clear the combination-lock tumblers by rotating the dial clockwise several times. Brink's Money Prepaid Mastercard Activate your Brink's Money Paycard, verify your identity, [1] and learn more about its features here. Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. Brink's US - Brink's Prepaid Mastercard April [2] Payback Rewards SM up to the coverage limit, currently $250,000.00. Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. to fraud prevention restrictions at any time, with or without notice. Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. but can take up to one hour. Netspend is a registered agent of Republic Bank & Trust Company. These are promotional rates and may change Earn unlimited 1% cash back on all other purchases automatically. This is a third-party fee and is subject to change. standard Replacement Card Fee. 3 Fee may be assessed by reload location and may vary from location to location. The company you trust offers you the features and benefits. Certain restrictions apply; see the program terms and conditions for full details, including point earning and How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. Start to spend more time on the things that matter like family, friends and everyday life. Sign Up Now. Netspend is a registered agent of Republic Bank & Trust Company. banking practice of posting funds at settlement. Enroll in Direct Deposit to get yout paycheck or government benefits in your Card Account up to 2 days faster. $2.50 per withdrawal, plus ATM owner fees, if any. financial product. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. 1 Card activation and identity verification required before you can use the Card Account. Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. No Fee. Bankrate has answers. Answer: I would suggest looking at the back of your card. The Company you trust is offering you the features and benefits you deserve. Netspend is a registered agent of Republic Bank & Trust Company. or originating bank. for repayment of any negative balance. Standard text message or data rates may apply. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, See your Cardholder Agreement for details. financial product. See the Cardholder Agreement for details. Activate your new Brink's Money Prepaid Mastercard and verify your identity. Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. All products or services are presented without warranty. to fraud prevention restrictions at any time, with or without notice. Order Your Brink's Money Prepaid Card Here >. Neither Plan Fee option includes any other fees. There is no minimum balance. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. Can a First-Time Home Buyer Get a Jumbo Loan? Certain products and services may be licensed under U.S. Patent Nos. iPad. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. Best Prepaid Credit Cards of 2023 (And Best Alternatives) - Money Under 30 See the Cardholder Agreement for details. There's no minimum spending or maximum rewards. Brink's Money Prepaid Account - Brink's Prepaid Mastercard Additional transaction fees, costs, terms and conditions may Fee Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. Card details Highlights Brink's gives you the peace of mind you deserve. This caveat is worth considering since prepaid cards dont enjoy as many federal protections as debit and credit cards do. After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. With the Brink's Prepaid MasterCard, you can get paid up to two days faster and manage your money anytime and anywhere. The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion.